VISA Debit Gold EGP

The unique benefits of AIB’s EGP Debit Cards:
• Extra Security: extra protection on your savings as your EGP debit card is only linked to the funds that you transfer to the sub-account. This can help to protect your savings from fraud.
• Budgeting and tracking: It is easier to budget and track your spending when you have a separate sub-account for your everyday expenses
• Convenience: It is more convenient to have a separate sub-account linked to your EGP debit card for your everyday expenses.
More Details about the Service:
Introducing an exciting enhancement to your banking experience with AIB! We're thrilled to introduce an updated debit card characteristic that brings you a world of convenience, security, and financial control.
Your saving/current account (Main) will be dedicated solely to your funds, ensuring seamless management of your funds, while another sub-account will be associated to your debit card to serve as your trusted for day-to-day expenses; noting that your current debit card will be unlinked to your current/savings (Main) account, and associated with the new sub-account.
Below is a comprehensive presentation of the new characteristics:
1. Saving/Current Account (Main): Designed to offer you an interest rate (if exists) and enable you to use all banking services such as withdraw and deposit funds. However, please note that it will not be linked to a debit card.
2. Sub- account: This account is dedicated specifically to providing you with only a debit card to control your expenses and to ensure more security as the debit card will only be associated to the funds you transferred to this account without any extra fees.
Saving/Current Account | Sub-account |
1. Offers interest rate on your funds. (if exists) | 1. Associated to a debit card. |
2. Use all banking services such as withdraw and deposit funds through AIB branches. | 2. Transfers to/from this account are permitted from saving/current account (Main). |
3. No linked debit card. | 3. No cash deposit/withdrawal into this account, only transfers. |
4. Active through Instapay. | 4. No interest offered on deposited funds. |
5. Active through Instapay. |
You can fund your sub-account associated with the debit card through following options:
a) Mobile Banking: Through an internal transfer from your saving/current account (Main) to sub-account associated to the debit card.
b) Online Banking: Access your account online and easily transfer funds to the sub-account associated to the debit card
c) In-Branch: Visit one of our branches to deposit money into your saving/current account (Main), or if you already have funds, then transfer the desired funds from the saving/current account (Main) to the sub-account associated to the debit card.
d) Instapay (only for EGP debit cards): You can easily transfer funds from your saving/current account (Main) to the sub-account associated to the debit card.
e) ATMs (only for EGP debit cards): You can fund the sub-account linked to the debit card by making a cash deposit through AIB ATMs.
Terms & Conditions apply.