AIB Certificates
We understand that financial security is a cornerstone of a stable life. AIB’s certificates offer a reliable and flexible way to grow your savings while enjoying competitive interest rates. Whether you're saving for a specific goal or simply looking to build your wealth, our certificates provide a secure and convenient solution.
The unique benefits of AIB Certificates:
• Highly competitive interest rates.
• Different interest payments (monthly, quarterly) to suit your needs.
• Convenience by opening and managing your certificate at any of our locations.
• You can issue a credit card or take a loan up to 80% of certificate’s value.
• Certificates can be purchased for minors' accounts.
• The EGP certificate can be redeemed any time after 6 months of purchasing date.
Kinds of certificates :
1- Floating rate certificate - 3 years:
• CD value is EGP 1000 and its multiples, with no maximum purchase limit.
• Tenor of the certificate is 3 years.
• Interest payment frequency:
- Monthly: 22.75%
- Quarterly: 23%
• The certificate has a floating annual interest rate which is modified on the next working day of CBE’s modification of the discount rate.
• Issued for individuals only.
2- Fixed rate certificate in USD - 3 years:
• CD value is 1000 USD and its multiples, with 5000 USD minimum limit.
• Tenor of the certificate is 3 years.
• Interest payment frequency:
- Quarterly: 2%
• Issued for individuals and legal entities.
Terms and conditions apply.