We understand that financial security is a cornerstone of a stable life. AIB’s certificates offer a reliable and flexible way to grow your savings while enjoying competitive interest rates. Whether you're saving for a specific goal or simply looking to build your wealth, our certificates provide a secure and convenient solution.

The unique benefits of AIB Certificates:

• Highly competitive interest rates.

• Different interest payments (monthly, quarterly) to suit your needs.

• Convenience by opening and managing your certificate at any of our locations.

• You can issue a credit card or take a loan up to 80% of certificate’s value.

• Certificates can be purchased for minors' accounts.

• The EGP certificate can be redeemed any time after 6 months of purchasing date.

Kinds of certificates :

1- Floating rate certificate - 3 years:

• CD value is EGP 1000 and its multiples, with no maximum purchase limit.

• Tenor of the certificate is 3 years.

• Interest payment frequency:

•     Monthly: 22.75%
•     Quarterly: 23%

• The certificate has a floating annual interest rate which is modified on the next working day of CBE’s modification of the discount rate.

• Issued for individuals only.

2- Fixed rate certificate in USD - 3 years:

• CD value is 1000 USD and its multiples, with 5000 USD minimum limit.

• Tenor of the certificate is 3 years.

• Interest payment frequency:

•     Quarterly: 2%

• Issued for individuals and legal entities.

Terms and conditions apply.