Corporate Banking

Corporate Banking Division is AIB financing and underwriting arm that provides best in-class financial structures and advisory services to its clients.

Corporate Banking caters to the financing needs of small, medium & large companies.

The Division’s foremost goal is closely aligned to advancing the national economic development. Accordingly, it is committed to closely monitoring the performance of the projects and economic entities that AIB finances to ensure their viability. It believes that economic viability on the micro level is certain to contribute to promoting macroeconomic welfare.

The Division’s mission is to enhance its position to be one of the leading corporate banks in the Egyptian market, while maximizing value for its shareholders, employees, and the community.

We have developed many valuable partnerships with other first-class financial institutions, along with our expertise in organizing debt funding, aiming to have AIB among the top choice for corporate clients.

When Clients turn to one source for all their financing needs, they'll save time and money and enjoy financing that is targeted to their needs.

With AIB, clients will get the right financing for their business, when and how they need it. We'll help them with financing for seasonality, growth, cash management, consolidation, international and domestic market expansion, acquisitions, receivables, and any other financing that will help their business thrive.

The following financing options are available: Project and Export Finance, Syndicated Loans, Structured Finance, Overdrafts, Short Term Loans, Bills Discounting, Tender Bonds (Bid Bonds), Performance Bonds, Advance Payment Guarantees and Maintenance Bonds (Retention Money Bonds).

Small and Medium Enterprises:

We provide a wide range of banking solutions and value-added services to SMEs to enable them to efficiently manage their business operations and support their growth.

• Strong customer base with a healthy and diversified portfolio that is well positioned in primary growth industries including, but not limited to: Oil and Gas, Power, Petrochemicals, Infrastructure, Food and Agribusiness, Tourism, Shipping and Ports.

• Ability to provide a wide and innovative array of financing schemes.

• Expanded scope of corporate customer base creating potential future growth opportunities for the Division.

• Sound experience in the arrangement of several successful structured financing syndicated transactions in Egypt across various economic sectors that catered the needs of large corporates and institutions, through the various roles as a Mandated Lead Arranger “IMLA”, Lead Arranger, Facility agent and /or Security agent.

• In June 2023 , "Radamis for Hotels & Touristic Resorts" Long term syndicated facility has been awarded as Best Leisure Deal in Africa by EMEA Finance Achievement 2022. (Europe, Middle East, and Africa (EMEA)).

Corporate Banking has signed the Syndicated facility agreement on behalf of Arab International bank as an “Arranger and Participant”.

The awards ceremony was held in London on June 7th, 2023.

• In February 2013 , The Egyptian Ethylene & Derivatives Co. “ETHYDCO” agreement has been awarded a Project Finance Deal of the 2012 Year Award from Euromoney: African Petrochemicals Deal of the Year – ETHYDCO

Arab International Bank, through Corporate Banking, being a Co - Initial Mandated Lead Arranger “IMLA” in the Multi-Currency Syndicated long term facility of USD 1.25Bn in favor of The Egyptian Ethylene & Derivatives Co. “ETHYDCO” agreement dd. September 30th, 2012.

The awards ceremony was held in London February 13th, 2013.

The Construction and refurbishment phases were accomplished successfully in due time. The Project was inaugurated by a large celebration attended by his Excellency the President Abdel Fattah el Sissi in August 2016. The opening ceremony was broadcast by local and international news agencies.

A strategic investor offered to acquire a majority stake in the company. The deal was concluded, and the loan was prepaid in Q3 2023.

• In 2011, The Banker Magazine has awarded the Multi-Currency Syndicated long term facility of USD 600MM in favor of Suez Steel company agreement dd. 1 April 2010 "Deal of the Year 2011" for the Infrastructure & Project Finance category for the Middle East.

AIB Corporate Banking Group has participated in arranging the deal as a Co - Initial Mandated Lead Arranger “IMLA”. The Construction and refurbishment phases were accomplished successfully. The Project was inaugurated in a large celebration attended by His Excellency the Prime Minister at the time, Dr. Ahmed Nazif.

A strategic investor offered to acquire a majority stake in the company. The deal was concluded, and the loan was prepaid in November 2016.