Dear Shareholders,

Good governance represents a fundamental pillar of the Arab International Bank’s strategy and operational activities. Acknowledging the importance of continuous adaptation to international best practices, the board of directors proactively seeks to develop the bank’s internal governance frameworks and practices, while taking into consideration the bank’s founding agreement, articles of association, and the distinctive nature of the bank.

The bank continuously endeavors to strengthen its positive reputation through the application of sound governance practices. It remains committed to its responsibility to safeguard the interests of all stakeholders - including shareholders, clients, and employees - with the aim of ensuring a stable and fair working environment. Moreover, AIB holds a firm belief in Corporate Social Responsibility, particularly in contributing to the improvement of the community’s social and economic conditions, promoting the transition toward a green economy, and addressing environmental and social risks.

I would like to extend my deepest gratitude and appreciation to the members of the board of directors and the executive management team for their dedicated efforts. Their constructive collaboration and complementary roles have laid a solid foundation for upholding the principles of effective oversight and sound management, reflecting the highest standards of mature institutional practices and reinforcing confidence in the robust governance to which we collectively aspire in pursuit of the bank’s strategic objectives.

Looking ahead, we reaffirm our commitment to strengthening the Arab International Bank’s position and establishing it as one of the leading financial institutions in the Egyptian banking sector.