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 Intellectual Disabilities Care Service


AIB Trust

Arab International Bank (AIB) offers the Intellectual Disabilities Care Service to support families and caregivers with tailored and secure financial planning. This dedicated account is designed in EGP or USD for the benefit of individuals with intellectual disabilities only, ensuring their essential needs are covered both during the subscriber's lifetime or after passing away, which guarantees peace of mind and the highest standards of care.

Key Features:

• Comprehensive Expense Guarantee: Provides coverage for living expenses, education, medical treatment, travel, and other specified expenses, as designated by the subscriber and subject to the bank's approval.

• Full Account Management Flexibility:

  • - The subscriber retains the right to define the purposes and methods of disbursement, both during their lifetime and after passing away.
  • - The subscriber maintains full control over the account, with the ability to increase contributions, make withdrawals, amend disbursement purposes, or cancel the service at any time.

• Secure Investment of the Balance: Funds are accumulated in a daily account earning a daily interest calculated according to the rate determined by the bank.

• Flexible Future Planning: The subscriber has the right to appoint one or more authorized representatives to manage the account during their lifetime or after passing away, ensuring continued account management in accordance with the subscriber's instructions.


More Details About the Account:

• This account is dedicated to the care of beneficiaries with permanent intellectual disabilities only (characterized by significantly impaired or incomplete cognitive development). The beneficiary must be a direct relative of the subscriber within the following degrees of kinship: (Children, Father and Mother, Spouses, Siblings, Grandparents, Grandchildren).

• Minimum starting balance requirement: USD 50,000 or its equivalent in Egyptian Pounds.

• Initiation fees: USD 100 or its equivalent in Egyptian Pounds.

• No annual fees.

• No fees for contract modifications.


Join us at AIB to shape a secure and better future for you and your family with the Intellectual Disabilities Service.

Terms and conditions apply.